· Cover for the Buildings, stock, machinery etc.
· Provides either standard cover – fire and theft or extended to include accidental damage

· Protects your income if your business turnover falls after a claim
· May be extended to include for example – denial of access or failure of public utilities

·
· Legal Liability for damage and claimants’ costs and expenses in respect of employees, the public and
· products supplied.
· Employers Liability Limit of Indemnity is £10,000,000 – a higher limit may be available
· Public & Products Liability Limit of Indemnity usually starts at £ 1,000,000 – higher limits are available.

Please note this information has been provided as a guide only, there are several other areas of cover you should consider, for example – Goods in Transit, Personal Accident, Legal Expenses, Engineering, to name some.