Crash for Cash Update

The term crash for cash has become well understood due to rings of fraudsters around the country taking advantage of innocent motorists and insurance companies.

The fraudster drivers deliberately stop their cars suddenly causing a motorist to crash into their vehicle or two parties may even stage a crash. They will then make excessive personal injury insurance claims for themselves and their passengers. These claims will usually involve whip-lash neck injuries which produce hefty payouts and are difficult to diagnose.

It is however hoped that recent convictions will deter the would be fraudsters. This year, 35 people were convicted for being involved in a Luton-based scam which cost the car insurance industry £5.3 million. The scam was going on for three years before suspicious activity was spotted.

Crash for cash is not a victimless crime and activity pushes up insurance premiums for motorists. In some cases where individual drivers have been targeted, they may have lost their no claims bonus or even worse, suffered psychological trauma.

If you suspect you have been a victim of a ‘crash for cash’ scam, please ensure you contact us.